Tag Archives: charitable giving

4 Fantastic Steps That You Can’t Miss With Your Finances

Are you trying to get your finances in order? If so, then there are a few steps that you might have missed completely. Here are some of the key details that people tend to ignore or forget and that are far more important than you might first imagine.

*This post may contain affiliate links.

Giving Back

Believe it or not, studies show that people who give to charity are far more likely to be financially successful. There could be a number of reasons for this but perhaps the main one is that if you give to charity you will constantly understand the true value of money. This means that you won’t waste it in the wrong places. If you are interested in giving back, then your first step is going to be making sure that you find a cause that matters. Philanthropists such as Linda Pawlik Picardo can help here and give you all the information you need to make the right choice. 

Speak To A Financial Planner

It sounds crazy but you would be amazed how many people fail to speak to a financial planner when they are planning their finances. (Try to say that five times fast.) The reason for this is they assume that the cost of an expert like this just won’t be worth it. However, that’s not really the case. A financial planner can be just what you need to make smart decisions. They’ll also open up investment opportunities that you had no idea actually existed. 

Check Your Credit Rating

It’s possible that you haven’t checked your credit rating in a while. This means that there might be a problem you’re just not aware of. There are lots of resources online you can use to check your credit rating and ensure it isn’t holding you back. Don’t forget your credit rating can be important in a wide variety of aspects of your life. For instance, an employer could check your credit rating to ensure you don’t come with too much risk. Your credit rating could also impact whether you can get car insurance at an affordable level. If there is an issue with your credit, you can work to correct it. But awareness comes before action.

Changing Your Home

Finally, do you already own your home? If you do, it’s important to try and make small changes and improvements to it every year. By making key home improvements, you can increase the value of the property. This is going to make that particular asset far more important to you and the future of your finances. It can ensure that you earn a fantastic profit when it’s time to sell. 

We hope this helps you understand some of the key steps you can’t afford to miss with your finances. If you take our advice here, then you will always be in a far stronger position.

Holiday Giving: Welcome Baskets for Refugee Children

In the spirit of the holiday, I wanted to share an idea with you all in case you’re looking for a way to give back this Christmas. Imagine arriving in a new country with a few suitcases and a whole family looking for a new start. Organizations that assist with refugee resettlement are always looking for donations of household items for the families they help. Reach out to one in your area. Many accept “baskets” that you can create with a number of items to help a refugee family get settled in their new home; such as a Kitchen Basket (with cutlery, coffee pot, etc), Cleaning Basket (with cleaning supplies), Hygiene Basket (with personal care items), or Linens Basket (with towels and blankets).

However, if you know of a specific family, either through the resettlement organization or your church, why not create Welcome Baskets for all the kids? This is an awesome alternative to Operation Christmas Child (a popular way to give back during the holidays that’s also, in my opinion, a little sketch and misguided). Shopping for children is a lot of fun, and shopping for children who recently arrived in our country with little can make a BIG difference.

Here’s an example of a Welcome Basket I recently put together —

First, consider the ages of the kids you’re shopping for. Next, make a list of a few items to hunt for. You’ll want a mix of practical items and fun stuff you think would make them feel more welcome in their new home/country. Finally, hit up stores like the Dollar Tree, CVS, and Target for affordable finds.

This basket is for a little girl who is 3. I found this perfect purple basket at Dollar Tree and filled it with…

  • a bar of soap
  • a pack of colorful band-aids
  • play-doh
  • cotton swabs
  • sippy cup
  • pencils
  • crayons
  • a pack of construction paper
  • barrettes
  • stickers
  • tooth brushes
  • a pack of socks
  • a plate
  • tissues
  • a night light
  • and a magic towel

If you’re making several baskets you can stop here (all of these items were under 20 bucks), but since I’m only putting together a couple, I’ll probably also include a doll/stuffed animal, a coloring book, and a pillow with a set of pillow cases. For older children you could fill a backpack and include more school supplies!

Anyways, I hope you’ll consider gifting some items to a local refugee resettlement organization this holiday season! These baskets are a lot of fun to make and if they can help welcome a child, then I believe, they are certainly in the spirit of Christmas. 🙂

mid-week round-up

Hello friends! What’s going on this week? With everyone’s talk of “sweater weather” and cooler temperatures, I’m feeling a bit like I have the opposite of Seasonal Affective Disorder. We’ll call it OMG WHY HAS IT BEEN HOT FOR SO MANY MONTHS??? Syndrome. Maybe some activities to mark the passing seasons would be helpful?? I already put up some Autumn/Halloween decorations but what else could be fun? Any ideas?? I’m all ears! Also, the comments on this post make me excited to continue sharing about mantras in the coming weeks. ‘Til then, here are some links…

Fleeing the fires in Sonoma County.

In the poorest towns, where even Wal-Mart failed, Dollar General is turning a profit.

A run-down of the best emergency preparedness supplies.

On my reading list.

My charitable donation for October went to Center for Reproductive Rights.

U.S. officials inadvertently included a Bloomberg reporter on an internal email list about Hurricane Maria.

The Halloween costume everyone was wearing the year you were born.

And I just ordered some Christmas decorations because it’s never too early.

Have you heard of the new online grocery store where everything costs $3?

Residents of Barbuda return to pick up the pieces after hurricane.

15 things to do when you’re bored at work.

What’s next on your reading list? Find out how long it will take to read.

P.S. A few Finding Delight posts you may have missed — Too Many Books, Never Enough Time and Desk Drawer Must-Haves.